Your Dream Home Is Closer Than You Think.

Your Dream Home Is Closer ThanYou Think.

get up to $50,000 or 2% of the property price towards the down payment assistance.

Canada’s Leading Real Estate Platform with Game-Changing Home Buying Solutions

Access up to

$50,000

in cash back—equivalent to 2% of your home’s value.

Enjoy up to

0.25%

lower mortgage rates, helping you save thousands.

Over

$1 Billion

in mortgages funded through our trusted partner network.

Your Path to Homeownership Made Easier with Tonsto

No Extra Costs or Shared Equity

Down payment assistance with no interest, debt, or equity attached – up to 2% cash back advance. You don’t have to pay any extra charges or give up a part of your home to us.

Assistance Without Any Obligations

There's no hard and fast rule that you've to work with us again when you buy or sell a home in the future. Our only goal is to make homeownership affordable and easy for you. 

See If You Qualify in 60 Seconds

No need to fill out a complex form to find out if you're eligible for the down payment boost. Just enter a few basic details, and we'll check if you qualify in just 60 seconds.

Dedicated Real Estate Experts

Get connected with an expert Realtor in your preferred city. The Realtor will help you find a home within your budget and guide you through each step of the buying process.

Fast, Easy Mortgage Pre-Approval

Get pre-approved for a mortgage in just 24 hours. Our mortgage pre-approval process is simple and quick and can save you up to 2.5%. Plus, it won't hurt your credit score.

Expert Legal Help on Closing Day

Complete all the steps and processes of the closing day even from a distance with the help of our lawyers by paying a flat fee. Save up to 25% by working with our lawyers.

How It Works

01

Initial consultation with the Tonsto expert

02

Get mortgage pre-approval from the bank or Licensed mortgage agent

03

Home Search with an experienced real estate agent in your preferred city

04

Offer Submission once the home is finalised

05

Home Inspection by a licensed inspector after acceptance of the offer

06

Get up to 50,000 down payment from Tonsto before the closing

07

Get the help of a licenced Lawyer to close the deal

Discover How Much Tonsto Can Save You!

Home Price
$ 600,000

Down payment Required(*minimum down payment required is 5%)

$35,000

New down payment with Tonsto

$26,000

Boost from Tonsto

$9,000

Savings on Mortgage

$24,578

Down payment Required(*minimum down payment required is 5%)

$35,000

New down payment with Tonsto

$26,000

Boost from Tonsto

$9,000

Savings on Mortgage

$24,578
Total Savings with
$33,578

*This tool provides an estimate for demonstration purposes only. Your actual down payment savings will depend on your unique circumstances, including lender terms and property specifics.

Why Choose tonsto

We are here to simplify the process of finding, funding, and purchasing your new home with trusted assistance.

Others
Downpayment Assistance*
Up to 50,000
Mortgage Support
Legal support
Plan Showings
Manage Offers and Negotiations
Deal Closing Support
Pre-construction Listings
Transparent Process
Best in Industry Mortgage Partners
Access to Various Mortgage Products

*We earn a 2.5% commission when you buy a home. We keep a small portion and return most of it to you upfront, to help you close the gap between your savings and the down payment.

Mortgage Made Easy, Savings Made Big

With Tonsto's trusted lending partners across Ontario and top-tier banking allies, your homeownership dreams are backed by the best in the business.

Fast Pre-Approvals, Zero Impact

Get pre-approved in 24 hours with a soft credit check.

Big Savings, Bigger Dreams

Save up to (X%) on rates and thousands on your mortgage!

Partner with a Trusted, Expert Realtor to Find Your Dream Home

When the time comes for you to look for your new home, we’ll partner you with an expert Realtor in your preferred city. The Realtor will guide you through each step, from the initial home search to the closing of your new home. They’ll give you honest and expert advice, and ensure that the buying experience is as easy and enjoyable as possible for you. Whether it’s finding the perfect home, understanding the market conditions, negotiating the best deal, or handling paperwork, the Realtor will take care of it all, so you don’t have to worry.

Buying a new home should be a joyful experience, and we are here to make it that way!

FAQ

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Making buying a home easy for you.

Instant down payment support
Expert advise with no additional cost
You don't have to buy with us
No future commitments

Testimonials

All thanks to the Tonsto down payment assistance, we didn’t have to put all our savings towards the down payment. Also, we were able to afford a larger home in one of the best neighbourhoods. Their support team was quite helpful, they patiently answered any doubts and concerns we had. They made the entire buying process quite smooth and fast.

Liam and Emily

This was my first time buying a house and I was fortunate that I happened upon Tonsto. They saved me a ton on my down payment and went beyond it. Not only did I save on my budget but also git a much better deal because of their extended services. Needless to say I am extremely happy. 

Elowen Hartleigh

At first, I thought I had to pay some interest on the down payment boost. But I was quite surprised to know that there were really no catches. I received the 2% cash back instantly on the closing day and I was so happy I could finally buy my first home this year. Their entire team of experts, from lawyers to home inspectors and real estate professionals made the entire home-buying process smooth and enjoyable. They were quite knowledgeable and provided me with clear and expert advice every step of the way. I highly recommend Tonsto to anyone struggling to buy a home.

Noah

Working with Tonsto was a game-changer. The mortgage rate savings were incredible, and the team made the entire process straightforward. Thanks to Tonsto, I’m now a proud homeowner sooner than I ever imagined!

Arjun Seth

I never thought I could own a home so early but with Tonsto, I could finally bid goodbye to the tenant life and become a homeowner at the age of 25. Their team helped me with everything, from getting the mortgage pre-approval, connecting me with the best Realtor who knew exactly what I wanted, and guiding me through all the other steps. I am truly so grateful to Tonsto for helping me find, finance, and buy my new home.

Aiden

Tonsto’s innovative approach to home buying blew me away. From the soft credit check to the generous savings, every step was designed with ease and transparency in mind. Highly recommend to anyone looking to save big on their mortgage!

T. Wexford

Blogs

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Blog 1

December 05, 2022 5:04 PM

First Time Home Buyer Incentive - All You Need To Know

Blog 2

December 05, 2022 5:04 PM

First Time Home Buyer Incentive - All You Need To Know

Blog 3

December 05, 2022 5:04 PM

First Time Home Buyer Incentive - All You Need To Know

Blog 4

December 05, 2022 5:04 PM

First Time Home Buyer Incentive - All You Need To Know

Blog 5

December 05, 2022 5:04 PM

First Time Home Buyer Incentive - All You Need To Know

Blog 6

December 05, 2022 5:04 PM

First Time Home Buyer Incentive - All You Need To Know